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Estimate a monthly loan payment
Enter a purchase price, down payment, annual interest rate, and loan term. The estimate uses a standard fixed-rate amortization calculation and shows the monthly payment, total interest, and total paid.
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Loan & Mortgage Calculator
Estimate a recurring payment for a loan or mortgage from the purchase price, down payment, interest rate, and term. Compare the payment and total interest.
Open the loan & mortgage calculatorNo account needed. Your calculation stays in your browser.
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What this mortgage estimate excludes
The estimate does not include property tax, home insurance, lender fees, or other costs. It is for planning only and is not a loan offer or financial advice.
COMMON QUESTIONS
About the loan & mortgage calculator
What affects a monthly mortgage payment estimate?
The principal after the down payment, annual interest rate, and loan term affect the estimated principal-and-interest payment.
Does the estimate include taxes and insurance?
No. Property taxes, insurance, fees, and other costs are excluded, so the actual payment may differ.